BEKA Federal Credit Unoin
 
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Privacy Policy

FACTS What does BEKA Federal Credit Union do with your personal information?
Why? Financial companies choose how they share your peronal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This informaiton can include:

  • Social Security number and account transactions
  • credit history and credit scores
  • employment information and income

When you are no longer our member, we continue to share your information as described in this notice.

How? All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reason BEKA Federal Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does BEKA Federal Credit Union share? Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders, and legal investigations, or to report to credit bureaus Yes No
For our marketing purposes -
to offer our products and services to you
Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes -
information about your transactions and experiences
No We don't share
For our affiliates everyday business purposes -
information about your creditworthiness
No We don't share
For our affiliates to market you No We don't share
For our nonaffiliates to market you No We don't share

QUESTIONS? CALL (706) 235-4481 EXT. 284

What we do
How does BEKA Federal Credit Union protect my personal information? To protect your personal information form unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does BEKA Federal Credit Union collect my personal information?

We collect your personal information, for example, when you:

  • open an account or show your government issues ID
  • give us your income information or provide employment information
  • make deposits or withdrawals from your account

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only:

  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market you
  • sharing for nonaffiliates to market you

State law and individual companies may give you additional rights to limit sharing.


Definitions
Affiliates

Companies related by common ownership or control. They can be financial and non financial companies.

  • BEKA Federal Credit Union has no affiliates.
Nonaffiliates

Companies non related by common ownership or control. They can be financial or non financial companies.

  • BEKA Federal Credit Union does not share with our nonaffiliates so they can market to you.
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include advertising/marketing agencies and CUNA Mutual Group's MEMBERCONNECT.